Planning


If You Don't Put Your Plan in Writing, It's Only An Anecdote

‘My Dad had a pension which made it possible for him to have fifteen great years in retirement. I need to plan for thirty years and I'll have no pension.'
 Plan for your Retirement

Your journey in retirement won't be your father's journey. Unlike your dad you can't depend on your employer(s) to take the total responsibility of managing the details of retirement income.

Planning and managing your dad's retirement income were the responsibility of a team of pension professionals. You, as your own pension manager, have the responsibility for reaching Your Number- either alone or with the help of a retirement income specialist.

According to every study we've ever seen, people with written plans for their retirement income wind up with much more money during retirement than those who don't have written plans. The Compass' planning advantage is the easy-to-understand Paycheck Replacement Plan (PRP). Whether you're just starting to save or you're already retired, the PRP offers the advantage of a written and illustrated path to Your Number.

Your Number Plans
The Compass' planning discipline supports:

  • Your Readiness Number Plan: For the pre-retiree that defines a series of strategic numbers that support Your Number. When Your Readiness Number is reached your portfolio is positioned to support your projected paycheck replacement withdrawals throughout your retirement years.
  • Your Retirement Income Plan: For the retiree. The plan lists the

REALLY Smart The Compass is Their Guide
Now is the time for all good men to come to the aid of their country. Now is the time for all good men to come to the aid of their country. Now is the time for all good men to come to the aid of their country.

The Compass is Their Guide
Now is the time for all good men to come to the aid of their country. Now is the time for all good men to come to the aid of their country. Now is the time for all good men to come to the aid of their country.