About Us
It May Take a Team Effort to Get You to Your Number
The fact that you sought out this website and got to the second page shows you're smart enough to know you may need some help in getting there- Your Number. And now you're going to see, if you haven't already, Your Number is BIG.
Let's look a study of Steve, a smart young man supporting a wife and two youngsters. His check is pretty much used up from week to week but he knows a comfortable retirement will depend mostly on changing his savings and investing behavior. Smart!
Steve is Shocked by His Numbers
Steve's Profile:
Age is 30, expects to retire @ 65
Earns $40,000/year, expects 4% annual increases
Expects 30 years of retirement income
Steve wants to start paycheck replacement from his portfolio to start at 75% of his last year's earnings
Steve's Numbers:
$1,973,044 Readiness Number, portfolio value at retirement needed for:
$118,383 initial withdrawal (75% of last year's earnings, $157,844),
Withdrawals increased 3%/year for inflation. Which will lead to:
$6,085,932 Retirement Income Number, total of 30 years of withdrawals
Who wouldn't be shocked?
The REALLY Smart Use a Team of Paycheck Replacement Specialists
The REALLY Smart know that when the numbers are so big, even small stumbles along the way can have major reductions in monthly retirement checks.
They:
- Don't try to do it themselves. There's no pre-season. You have to do it right the first time
- Use integrated team of specialists for communications, planning and service, not just a salesperson who uses remote support
- Make the right advisor type decision
- Put savings and investing on automatic pilot
The Compass is Their Guide